THURSDAY, FEBRUARY 19, 2015
The end of the year and the start of a new one is a perfect time to review all of your personal insurance policies. It is always a good idea to do an annual, comprehensive review with your insurance agent to make sure your policies are up to date and meet your changing needs and lifestyle. A personal insurance professional at Dan Gilbert Insurance will meet personally and consult with you and review your current policies. We will assist you in updating current polices and help you customize a package that meets your needs; all the while, keeping a close eye on cost saving measures like discounts and multi-policy credits, etc.
By asking you a series of important questions, we will be able to assist you and make suggestions on the coverages and cost savings measures you may want to consider. Please review a sample of some of the questions below:
Have you purchased or are you planning on purchasing a new vehicle? Have you considered or did you purchase "new car replacement coverage"?
Are there or will there be any new drivers in your household?
Has your annual or daily mileage driven changed? How about how your vehicles are being used?
Have you made any substantial renovations?
Are you planning to sell, move or purchase any additional homes or rental properties?
Have you added any additional security measure for your home?
Do you have any new recreational structures at your home such as a swimming pool or trampoline?
Have you made any ownership structure changes?
Have you considered adding flood or earthquake insurance?
Do you operate a business out of your home?
OTHER POLICIES OR CONSIDERATIONS:
Do you have any significant, current or future changes in personal assets?
Have you recently purchased antiques, art or jewelry?
Have you had any major lifestyle changes?
Do you have any recreational vehicles; e.g., RV, ATV, Boat, Motorcycle, etc.?
Are you aware identity theft coverage can be added?
Do you currently have or considered a personal umbrella or excess liability policy?
When was the last time you reviewed your current life insurance policies? Have you considered long-term care insurance?
ARE YOU CONFIDENT THAT YOUR CURRENT COVERAGE WILL BE ADEQUATE IF YOU HAVE A CLAIM OR LOSS?
Dan Gilbert Insurance would welcome the opportunity to meet with you and complete a thorough and comprehensive review of your current personal insurance package.